Google Sheets budget template

A Google Sheets budget template is just a budget spreadsheet you open in a browser. Russetbook workbooks are built as Excel files that also open in Google Sheets, so you can use the same template on a computer that does not have Excel installed.

Nothing is uploaded for you. You upload the file to your own account and open it in Google Sheets. The numbers stay in your account. These workbooks are record-keeping tools, not a bank connection.

Russetbook House Cash Calendar household budget spreadsheet, monthly bills and sinking funds preview, sample data — A household budget spreadsheet opened with sample figures Tap to enlarge

How to open a Russetbook workbook in Google Sheets

Download the Excel workbook (store links are coming soon). Keep a copy of the original file.
Upload the file to your Google account. If you are asked to convert it, skip the conversion and open it in Google Sheets instead.
Right-click the uploaded file and choose Open with Google Sheets.
If a warning mentions features that Sheets cannot run, read the Start Here tab first. Most Russetbook totals use ordinary spreadsheet formulas that work in both programs.
Turn sample rows off in Settings before you enter your own figures, so example amounts do not mix with real ones.

What a household budget sheet should still track

Income you expect this month, with dates.
Bills that come back every month, and the day they are due.
Sinking funds: money you set aside toward a later bill or goal.
Whether this month’s income covers those bills and set-asides.

The same idea applies if you use a bookkeeping workbook instead of a household budget: one place for income, one for expenses, and a total you can trust because you typed the rows.

A free CSV you can open in Google Sheets today

The free monthly ledger includes a CSV template with columns for type, date, party, description, category, amount, and a paid-or-receipt flag. Upload the CSV and open it with Google Sheets, then delete the example rows. To total each type:

=SUMIF(A:A,"income",F:F)
=SUMIF(A:A,"expense",F:F)

These work the same in Excel and Google Sheets.

Download the free ledger (PDF + CSV) About the free ledger

Workbooks that already work in Google Sheets

House Cash Calendar is the household budget spreadsheet. Self-Employed Books is the bookkeeping workbook for income, expenses, invoices, and mileage. Both are made to work in Excel and Google Sheets. Store links are coming soon.

This is a record-keeping and planning guide, not tax, legal, accounting or financial advice, and not a substitute for official forms, tax software, or a qualified professional.